The person behind your plan
Minakshi Kukreja
AMFI-Registered Mutual Fund Distributor · Based in Jalandhar, serving families across India.
ARN-340170 · NISM Series V-A Certified
The mission
Behind every ₹1 Crore portfolio is a simple story:
someone who started, and someone who didn't quit.
This is not marketing copy. It's what we've observed in every client conversation over the years. The ₹1 Crore milestone is not reserved for the already wealthy — it belongs to any salaried family willing to start small and stay the course. Vinayaka Funds exists to be the partner who makes sure you don't quit.
Registered. Certified. Accountable.
AMFI Registered
Authorised Mutual Fund Distributor — ARN-340170. Registered with AMFI and regulated by SEBI.
NISM Certified
Series V-A certified by the National Institute of Securities Markets.
17+ Years Experience
Following financial markets through bull runs, crashes, and recoveries — and advising clients through each of them.
Transparent Compensation
We earn trail commission from fund houses — disclosed per SEBI circular. No hidden charges, no advisory fees, ever.
Our story
Minakshi Kukreja is a teacher by profession — and for years, she watched the people around her make the same financial mistakes. Chasing last year's top-performing fund. Panic-selling in corrections. Leaving tax exemptions unclaimed. Not because they were careless, but because no one had ever sat down and explained it clearly.
She started Vinayaka Funds to be that person. Her conviction: most investors do not need more products. They need someone who will explain the math honestly, stay reachable, and call them before they make a decision they will regret.
The teacher instinct runs through every conversation. Clients come for the clarity. They stay because they finally understand what their money is doing and why.
30
investors we know by name
17+
years of financial markets experience
How we work
Four things we will never compromise on.
Explain first, invest second.
We do not recommend anything you do not understand. If you cannot explain the fund to a family member, we have not done our job.
Small is intentional.
We keep the client list small — intentionally. Every client has Minakshi's direct number. Your call is always answered by her, not a customer service queue.
We call when markets fall.
Most advisors go quiet when markets crash. We call before you panic-sell — because that one conversation often saves years of returns.
Goals before products.
We start with what you need the money for, and when. The fund choice comes last — not first.
Technology partner
Powered by AssetPlus
Your account, transactions, and portfolio are managed through AssetPlus — one of India's leading platforms for mutual fund distributors. 100% paperless. Online KYC. Real-time portfolio tracking via the AssetPlus app.
Your money goes directly to the fund house — never through us.
Ready to start?
One conversation. No obligation. No jargon.